Tuesday, December 24, 2019

5 adulting lifehacks you should know by age 30

5 adulting lifehacks you should know by age 305 adulting lifehacks you should know by age 30Being a grown-up is tricky sometimes. Whether youre a new grad (congratulations) or have been working in the real world for a few years, knowing the ins and outs of how to adult can feel intimidating. But dont worry were here to help Below, weve partnered with Fair to put together a guide for a few life hacks to navigate some of the trickiest matters of adulting.Remind yourself (and others) that youre worth it.Negotiating your salary and can be tricky and almost always is. Know your worth and dont be afraid to ask for what you believe you deserve employers actually expect it. Practice pitching with someone you trust, and be sure to include tangible reasons why you deserve a higher salary. Remember that benefits like PTO, flexible hours, resources needed for your job and other perks are always negotiable too. Lastly, expect your boss or prospective boss to say no at first. It is a negotiatio n, after all. This is where your practice comes in handy you might not leave with the exact salary you want, but you wont leave anything on the table.Follow Ladders on FlipboardFollow Ladders magazines on Flipboard covering Happiness, Productivity, Job Satisfaction, Neuroscience, and moraGet a car without owning one.Having a car is the ultimate hallmark of adulthood, right? But buying or leasing a car can be confusing and exhausting. With Fair, you can avoid going into a multi-year debt and getting a car without actually owning it. They let you pick a car, drive it for as long as you want and cancel at any time. Limited warranty, roadside assistance and routine maintenance is included in the monthly fee. And you can do it all on your phone, just like you do everything else. So simpleSave for your next big adventure.We all have dreams for the next big trip (hello, Bali), but regardless if youre dreaming about a vacation or that next designer handbag none of that stuff is cheap. Ho w are you supposed to save when you dont have any savings? In this case, every little helps so start small. Banking apps like Chime and Acorns grow your savings automatically, so that you dont have to stay on top of it yourself. Before you know it, youll be on that flight. Bingo.Stay out of debt.Okay, so one tricky thing about adulting is that not all debt is bad you just gotta know which one is which. Buying a home is great because it goes up in value. Buying a car is not because it decreases as soon as you drive off the lot (again, check out Fair). Another one you want to stay away from is leistungspunkt card debt. Free financial services like Credit Karma can help you manage and stay on top of your debt, loans, and payments. Dont get trappedStay a free agent.Scrambling to change your whole life around in order to fit your job is a thing of the past. Times are a-changing and even though a 9-5 is still a very common and stable option, over 50% of the workforce will be 1099ers b y 2021 finding jobs that match their flexible schedule and passions. You dont have to tie yourself down with only one employer. Its 2019 You can form the way work fits into your life, and not necessarily the other way around.This article originally appeared on Create and Cultivate.You might also enjoyNew neuroscience reveals 4 rituals that will make you happyStrangers know your social class in the first seven words you say, study finds10 lessons from Benjamin Franklins daily schedule that will double your productivityThe worst mistakes you can make in an interview, according to 12 CEOs10 habits of mentally strong people

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